What do i do as an "Asset Progression Strategist"

What a big buzz word in the real estate industry - Asset Progression.

Basically just mean big bigger assets. Until i find a better name, i'll call it that first.

It is obvious. we love real estate in Singapore, where home ownership is >90%.

Age and life stage is an important consideration. We need different kind of property depending on our objectives.

We i do is, to advise how can we optimise our current position to make the best out of the resources we have, to achieve our long term plan.

By resources, i mean

• age, combined age with partner

• income - employee, self-employed, business owner

• individual loan vs combined loan with a partner

• cash on hand, cpf

• value of current property

• names (sg/pr), or pte ltd (if non-residential property)

Some tools that I use in my portfolio planning to extract maximum value out of the resources are

• equity term loan

• pledge/unpledge funds

• bridging loan

• decoupling - free up name without having to sell house

• bank valuations of my current property

• data analysis of transactions and trends

• interior designers for space ideas

All these terms may mean nothing to you at this point.

Point is, these could be solutions to explore if you have the following questions:

• What are my options based on my budget?

• What is my real budget considering all my resources?

• Can i buy a second house without selling my current house?

• Should i put my property ownership under my spouse or me or my child?

• My maximum loan based on calculator is $X, how can i stretch my loan?

• Should i sell my current house, or should i hold longer for next price spike?

• I need a 3 bedroom but i have budget only for 2 bedroom, what can i do?

• I'm a foreigner, what property can i invest in without paying ABSD?

• I already used up my name for residential, what other properties can i buy, to grow my portfolio? I'm also well versed with other asset classes including HDB shop house, Shophouse, Industrial, Retail and Grade A offices.

• How can I get better interest rates compared to what is in the open market?

I love providing solutions and value-add to your unique situations.

Book a one-on-one consultation with me.

wa.me/6580865560

:) helloelizabeth